Retrospective Appraisal Resolves High-Value Divorce Dispute

In a contentious divorce proceeding involving multiple properties, both parties disputed the value of the primary marital residence. The home, purchased in 2016 and extensively renovated in 2019, was central to asset division. The opposing side’s valuation excluded significant improvements and undervalued the home by over $200,000.

Client

Family Law Firm Representing Spouse in High-Asset Divorce (Broward County, FL)

The Challenge

  • The court required a retrospective appraisal based on the home’s fair market value as of the separation date, not current market value

  • Opposing counsel submitted an appraisal that failed to consider post-purchase improvements

  • The property was located in a high-variance market area, complicating comps and analysis

Our Role

On Point Estimating & Appraisals was retained to deliver an independent, defensible valuation with clear evidence of the home’s true worth as of December 2022—the legally relevant valuation date.

We Delivered:

  • A retrospective USPAP-compliant appraisal with time-adjusted comparables

  • Detailed reporting on renovation contributions (kitchen, flooring, patio, roofing)

  • Property inspection photos and contractor permit history verification

  • A valuation that demonstrated a $210,000 difference from opposing report

The Outcome

  • Our appraisal was accepted by the court as the most credible and documented valuation

  • The final settlement reflected 95% of our appraised value, ensuring a fair division for our client

  • The attorney avoided the need for trial testimony due to the report’s clarity and legal readiness

Client Feedback

On Point’s ability to tie renovations to real valuation changes made all the difference. Their work was airtight and presented exactly what we needed for court.
— Lead Counsel, South Florida Family Law Practice

Key Takeaways

  • Retrospective appraisals require precise market data and strong documentation

  • Including renovation value is critical in high-asset divorces

  • A well-prepared report can prevent court escalation and shorten litigation time